Website par UPI payment kaise le? Dukan ke liye online payment ki poori guide

Category: Guides

Dukan par UPI QR code lagana ab aam baat hai — customer scan karta hai, "ting" ki awaaz aati hai, aur payment ho jaata hai. Lekin jab dukan online jaati hai, to sawaal badal jaata hai: website par UPI payment kaise le, taaki customer ghar baithe order kare aur paise seedha aapke bank khate mein aayein?

Is guide mein hum simple bhasha mein samjhenge ki online payment kaise le dukan ke liye kaun-kaun se tarike hain — QR code, UPI payment link, aur payment gateway — har ek kab theek hai, aur setup karte waqt kin baaton ka dhyan rakhein.

Online payment lene ke teen aam tarike

1. UPI ID ya QR code bhejna

Sabse aasaan tarika. Customer ko apni UPI ID ya QR code ki photo bhej dijiye, woh kisi bhi UPI app (jaise PhonePe, Google Pay, Paytm ya apne bank ka app) se pay kar deta hai.

• Fayda: Koi setup nahi, turant shuru.
• Kami: Har payment ko order se haath se milana padta hai. Customer screenshot bhejta hai, jo nakli bhi ho sakta hai. Payment confirm karne ke liye bank ya UPI app mein check karna padta hai.

Yeh tarika roz ke kuch orders tak theek hai.

2. UPI payment link

UPI payment link ek link hota hai jisme amount pehle se bhara hota hai. Aap link WhatsApp ya SMS par bhejte ho, customer us par tap karke apna UPI app chunta hai aur pay kar deta hai. Kai business payment apps aur payment gateways aise link banane ki suvidha dete hain.

• Fayda: Amount galat hone ka chance kam, aur kai services mein payment ka status apne aap dikhta hai.
• Kami: Har order ke liye alag link banana padta hai — yeh abhi bhi "manual" kaam hai.

3. Website checkout (payment gateway ke saath)

Yahi asli online store wala tarika hai. Customer website par products cart mein daalta hai, address bharta hai, aur checkout par UPI, debit/credit card ya net banking se pay karta hai. Payment hote hi order "paid" ho jaata hai — na screenshot, na milaan.

• Fayda: Raat ko bhi order aur payment, bina aapke jawab diye. Har order ka hisaab apne aap.
• Kami: Shuru mein KYC aur setup lagta hai, aur har transaction par aam taur par ek chhoti fee kat sakti hai.

Payment gateway kya hai?

Payment gateway kya hai — yeh sawaal bahut dukandar puchhte hain. Seedhi bhasha mein: payment gateway ek beech ki service hai jo customer ke bank/UPI app aur aapke bank khate ko jodti hai. Jab customer website par "Pay" dabata hai:

1. Gateway customer ko UPI, card ya net banking ka option dikhata hai.
2. Customer apne app ya card se payment approve karta hai.
3. Gateway website ko batata hai ki payment safal hua ya nahi — isi se order "paid" banta hai.
4. Paise kuch samay baad (settlement cycle ke hisaab se) aapke bank khate mein aate hain.

Gateway ke bina website ko pata hi nahi chalta ki customer ne paise diye ya nahi. Isliye online store mein gateway zaroori hota hai.

Website par UPI payment kaise le — step-by-step

Step 1: Tay kijiye aapko kitna "automatic" chahiye

Roz kuch hi order aate hain aur aap WhatsApp par baat karke bechte ho? To QR code ya UPI payment link kaafi hai. Customer khud website par order karein aur payment apne aap confirm ho — iske liye website checkout chahiye. WhatsApp par orders ko vyavasthit karne ke liye padhiye: WhatsApp se order kaise le.

Step 2: KYC documents taiyaar rakhiye

Payment gateway ya business payment account ke liye aam taur par yeh maanga jaata hai:

• PAN card (business ya maalik ka)
• Bank account ki details (cancelled cheque ya passbook)
• Business ka proof — jaise GST certificate, Udyam registration ya dukan ka registration (business ke type ke hisaab se)
• Aadhaar ya doosra ID proof
• Website ya app ka link, jahan aap bechte ho

Naam, PAN aur bank account sab jagah ek jaise hone chahiye, warna verification atak sakta hai.

Step 3: Website par checkout chalu kijiye

Agar aapka website builder ya online store platform payment pehle se deta hai, to bas KYC poori kijiye aur payment chalu kijiye. Agar nahi, to aapko alag gateway account bana kar website se jodna padta hai, jisme aksar developer ki zaroorat padti hai. Isliye platform chunte waqt hi dekh lijiye ki online payment built-in hai ya nahi.

Website banane ke options ke liye: Website kaise banaye.

Step 4: Cash on delivery ka option sochiye

Kai chhote shehron aur naye customers ke liye cash on delivery (COD) abhi bhi bharose ki baat hai. Agar delivery aap khud ya local delivery wale se karte ho, to UPI ke saath COD bhi rakhne se pehli baar ke customer aasaani se order karte hain.

Step 5: Pehla test order khud kijiye

Live hone se pehle ek chhota sa order khud kijiye — UPI se pay kijiye aur dekhiye ki order "paid" dikhta hai, aur paise settlement ke baad khate mein aate hain ya nahi. Refund ka tarika bhi ek baar samajh lijiye.

Online payment lete waqt suraksha ki baatein

• Payment lene ke liye kabhi PIN nahi lagta. UPI PIN sirf paise bhejne ke liye hota hai. Agar koi "payment receive karne ke liye PIN daaliye" kahe, to woh dhokha hai.
• Screenshot par bharosa mat kijiye — bank ya app mein payment check kijiye.
• Kisi ke saath OTP ya login share mat kijiye, chahe woh khud ko "bank" ya "support" bataye.
• Saaf refund niyam likhiye website par, taaki vivaad kam ho.

UniSub ke Online Store mein payment

UniSub par AI aapke business ka naam, category aur chhote description se website bana deta hai, aur paise dene se pehle free preview dikhata hai. Online Store wale plans mein customer website par hi order karke UPI, cards ya net banking se payment karte hain, aur cash on delivery bhi support hota hai. Agar abhi sirf products dikhane hain, to Business Website plan mein showcase/catalogue hota hai aur customer aapse seedha contact karte hain.

Orders, products aur prices UniSub Business app (Android aur iPhone) se phone par hi manage hote hain. AI se website banane ke baare mein aur padhiye: AI se website kaise banaye.

Aksar puchhe jaane wale sawaal (FAQ)

Kya website par UPI payment lene ke liye GST zaroori hai?

Har case mein nahi. Gateway kaun se documents maangega yeh aapke business ke type par depend karta hai, aur GST ki zaroorat aapke turnover aur products par. Apne CA se ek baar puchh lijiye.

UPI payment link aur QR code mein kya fark hai?

QR code mein customer amount khud bharta hai; payment link mein amount pehle se bhara hota hai, aur kai services mein payment ka status apne aap dikhta hai.

Payment gateway ke paise kab aate hain?

Gateway ki settlement cycle ke hisaab se — aam taur par kuch working days mein. Exact samay apne gateway ya platform ki terms mein dekhiye.

Kya online payment ke saath cash on delivery bhi rakh sakte hain?

Haan, zyada tar online store platform dono option ek saath dete hain. Customer checkout par chunta hai.

Apni dukan ki website ka free preview dekhiye — online store ke saath UPI, cards, net banking aur COD: unisub.in/merchant/website